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So you’re scaling that startup, climbing the corporate ladder, or perhaps doing a bit of both. 

Either way, you’ve got to talk about money. 

Let’s be real—financial planning for women comes with its rules.

Why Women’s Financial Planning Is Unique

Addressing the elephant in the room—the pervasive gender pay gap —is crucial, as it remains a pressing issue with wide-ranging repercussions. 

On average, women earn less than their male counterparts, a disparity beyond the immediate effects on day-to-day finances. 

This systemic inequality significantly influences long-term financial stability, impacting investment potential and retirement savings.

For women, the ripple effect of earning less is multifaceted. With smaller paychecks, there is inherently less disposable income to allocate toward investments, which hampers the ability to grow wealth over time. 

This is not merely a question of fewer dollars contributed to investment accounts, but also a missed opportunity for compound growth often termed the eighth wonder of the world. 

The less money invested early on, the less there is to multiply through the compounding effect.

Work-Life Balance

Achieving the coveted balance between a rewarding career and a vibrant personal life is challenging. Flexible work hours are a promising solution, offering the agility to meet professional and personal commitments. 

However, this flexibility often comes with financial caveats—typically reduced earnings and benefits. It’s essential to keep this in mind when orchestrating your financial strategy.

With flexible working, you may need to fine-tune your financial plan to compensate for lower income or fewer benefits like health insurance or retirement contributions. 

Careful budgeting and proactive financial management become paramount to safeguarding your long-term fiscal health without compromising the day-to-day quality of life you seek. 

Financial Tips for Women Entrepreneurs

You’ve got the vision and the drive, but do you have the budget? Plan for today, but keep one eye on tomorrow. Smart budgeting now will pay off in the future.

Invest in Yourself

Whether it’s a coding course or a leadershi p seminar, never stop learning. Your skills are your greatest asset.

Build a Safety Net

Even entrepreneurs need a Plan B. Aim to have a financial cushion equivalent to at least 6-12 months of expenses.

Living in the Sandwich Generation

Are you caught between caring for your kids and your aging parents? It’s more common than you think and can be financially challenging. 

Have a robust financial plan that considers the unpredictability of caregiving expenses.

Take Control of Your Finances

Let’s cut to the chase—financial literacy isn’t just for the guys.

  • Start Investing: The best time to start is now.
  • Emergency Fund: If you don’t have one, you play with fire.
  • Retirement Plans: Don’t just rely on your employer’s 401(k); explore other options like IRAs and personal investments.

So there is your roadmap to navigating the intricate world of women’s financial planning in business. 

Money talks, but now you’ve got the vocabulary to talk back.

 Let’s get financially savvy and show the world how well you handle it!

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By shehandlesit • July 7, 2025
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By shehandlesit • June 2, 2025
And no, you’re not losing it — your brain’s just asking for something better. There was a time when I wore multitasking like a cape.Emails flying, dinner cooking, homework help, Slack pings, calendar reminders — I was the queen of juggling all the things. I used to pride myself on being able to do five … The post Why Multitasking Gets Harder After 40 — and What to Do About It appeared first on She Handles It.

The Power of Presence: Leading with Calm, Confidence, and Clarity

By shehandlesit • May 13, 2025
The Myth of Balance Let’s just say it: balance is bullsh*t.At least, the version we’ve been sold. You know the one—where you’re perfectly splitting time between career, motherhood, self-care, marriage, friendships, and hobbies… all while glowing and drinking green juice. The truth? That version of balance is exhausting just thinking about it. And it’s keeping … The post The Power of Presence: Leading with Calm, Confidence, and Clarity appeared first on She Handles It.

How to Reduce Stress and Anxiety by Living in the Present Moment

By shehandlesit • April 21, 2025
A few nights ago, I found myself gathered around a bonfire with my family after my niece’s wedding.  We were laughing, swapping stories, and soaking in the warmth of a Florida evening. It was one of those rare, soul-filling moments that you don’t plan—they just happen.  And as I sat there, I realized something: not … The post How to Reduce Stress and Anxiety by Living in the Present Moment appeared first on She Handles It.

Speak Like You Mean It: 5 Real Tips That Made Me a Better Public Speaker

By shehandlesit • March 31, 2025
I’ve given a lot of presentations over the years—on stages, in boardrooms, at industry conferences, and in small rooms with just a handful of attendees.  And while I’ve learned that public speaking does get easier with experience, it also gets better when you approach it with intention. There are tons of great public speaking tips … The post Speak Like You Mean It: 5 Real Tips That Made Me a Better Public Speaker appeared first on She Handles It.

How to Build a Strong Support Network (Without Feeling Like You’re Failing)

By shehandlesit • February 24, 2025
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The Art of Saying No: How to Set Boundaries Without Guilt

By shehandlesit • February 18, 2025
As working moms, we are conditioned to believe that saying “yes” is part of the job description. We say yes to bake sales, work projects, last-minute favors, and endless requests that drain our energy and time.  Why?  Because we don’t want to let anyone down. The pressure to be everything for everyone is overwhelming, but … The post The Art of Saying No: How to Set Boundaries Without Guilt appeared first on She Handles It.

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By shehandlesit • February 10, 2025
This morning, I attended a breakfast meeting—the good kind. You know, the ones where you actually want to be there. Great people, great food, and, from what I heard, great coffee (tea for me, obviously).  The conversation was engaging, and the guest speakers were talking about something that instantly caught my attention—storytelling. I nodded along, … The post Storytelling: The One Skill You’re Already Using, But Probably Need to Get Better At appeared first on She Handles It.
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